First Heatwave Expected Next Week 7 recommendedShareShareTweetSharePin it Top of the News Community News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Herbeauty10 Of The Most Notorious Female Spies In HistoryHerbeautyHerbeautyHerbeautyInstall These Measures To Keep Your Household Safe From Covid19HerbeautyHerbeautyHerbeautyCreative Ways To Burn Calories That Require Little EffortHerbeautyHerbeautyHerbeauty7 Most Startling Movie Moments We Didn’t Realize Were InsensitiveHerbeautyHerbeautyHerbeautyTop Important Things You Never Knew About MicrobladingHerbeautyHerbeautyHerbeautyJennifer Lopez And Alex Rodriguez’s Wedding DelayedHerbeautyHerbeauty “I know, I know, Cheeseburger Week is over tonight, but there is still time to get over to the Terrace at the Langham for their special Green Chile Cheeseburger. My feeling is that a cheeseburger is only as good as the sum of its parts.” The sum of the Green Chile Cheeseburger is 100! Starting with a soft potato bun, the burger includes freshly ground sirloin, roasted Hatch chile’s (no, sissy-pants they are not spicy), applewood smoked bacon (and lots of it), Cheddar cheese, grilled onions and cilantro garlic sauce.Is your mouth watering? Mine was as I bit down through the layers of flavor. The grilled onions were sweet with a bit of a crunch, the Cheddar cheese was sharp and rich, the chilies added a bit of a bite without overpowering the burger and the bacon, what’s not to like? Added to this was a generous basket of thin, crispy, fries, burger heaven.But if you can’t make it for the special Green Chile Cheeseburger you can always order the Terrace Burger which is a taste treat in and of itself. A Brioche bun, secret sauce, onion caramel, lettuce, tomato and aged Cheddar, this burger will put a hitch in your get-along. It’s also served with hot, crispy fries and is available for lunch or dinner (it is not specifically on the dinner menu, just ask your waiter for it).So get thee hence and make it to the Terrace Restaurant at the Langham for their fabulous Green Chile Cheeseburger or any other time for their Terrace Burger.The Langham Huntington Hotel is located at 1401 S. Oak Knoll. For reservations or more information call the Terrace Restaurant at (626) 585-6218. Community News More Cool Stuff Business News Subscribe Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Your email address will not be published. Required fields are marked * Make a comment Name (required) Mail (required) (not be published) Website faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy top box 4 Terrace at the Langham Hatches Up Special Burger for Cheeseburger Week By CANDICE MERRILL Published on Friday, January 31, 2020 | 4:28 pm Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena
Home / Daily Dose / Update on Delinquency and Prepayments Tagged with: Foreclosure mortgage Prepayments Update on Delinquency and Prepayments Print This Post Previous: Foreclosure Timelines, State by State Next: Paul Volcker, Namesake of ‘Volcker Rule,’ Dies at 92 December 9, 2019 1,406 Views Foreclosure mortgage Prepayments 2019-12-09 Seth Welborn Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribe Andy Beth Miller is an experienced freelance editor and writer. Her main focus is travel writing, and when she is not typing away from her computer at her home in the Hawaiian Islands, she is regularly roaming the world as a digital nomad, and loving every minute of it. She has been published in myriad online and print magazines, is a fan of all things outdoors, and finds life (and all of its business, technological, and cultural facets) fascinating in their constant evolution. She is excited to spectate as the world changes, and have a job that allows her to bring a detailed account of those constant shifts to her readers at home and abroad. Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Foreclosure, Market Studies, News Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Black Knight’s Mortgage Monitor report began with a review of some of the high-level mortgage performance statistics stated in the company’s most recent First Look report, accompanied by an update on delinquency, foreclosure, and prepayment trends. An in-depth look into the noticeable rise in prepayment activity, and the reasons for it, followed thereafter, and fast on the heels of those facts came an assessment of the refinance incentive remaining in the current market. The nation’s equity landscape was then discussed before the subject of servicer retention rates was broached.The report wasted no time in getting down to the nitty-gritty, evaluating their procured stats in order to offer an overview of October’s activity. They reported an impressive and steady rise in mortgage prepayments, an occurrence that they attribute to previous low-interest rates. Although, they did also warn that a recent rise in rates, coupled with the trend of seasonal home sales slowing, may likewise retard prepayment activity as the coming holidays progress. In light of this, the report predicts that the trend for delinquencies to rise seasonally in both November and December would be no surprise.Regarding prepayment activity and the current factors driving prepayments, Black Knight Mortgage Monitor’s data reveals that overall prepayment activity is now more than three times higher than in January 2019, a month which stats represented an 18-year low. The date then points to the fact that the lion’s share of 2019’s prepayment increase was driven by a rise in refinancing occurrences. Also, even though late October’s interest rates rose to 3.78%, sending the incentives to refinance to their lowest levels since March, Freddie Mac’s December 5 report on refinancing candidates in the housing market points to the promising fact that more than 8 million refinance candidates still remain at the ready to make moves.Then offering insights into the current state of equities, Black Knight Mortgage Monitor shared that tappable equity has grown in 97 of the 100 largest U.S. markets during the past year, showcasing widely varying growth rates, of which, the most equity-rich markets seeing some of the lowest.It was then revealed that while refinance lending is at multi-year highs, servicers struggled to retain refinancing borrowers in the third quarter of 2019. Specifically, after seeing the highest retention rates since late 2017 earlier in the year, just 22% of borrowers stayed with their servicer post-refinance. Pointing out that, “Data shows that borrowers’ motivations for refinancing are anything but uniform,” Black Knight Mortgage Monitor’s then suggests that in order to better navigate and understand these ever-changing trends, an advanced portfolio and market analysis can help servicers proceed in the most successful fashion, forward. The Best Markets For Residential Property Investors 2 days ago Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles About Author: Andy Beth Miller
Frank Lampard at Chelsea. photo via @ChelseaFCLondon, United Kingdom | AFP | Frank Lampard has accepted the challenge of taking over Chelsea just one year into his managerial career as the return of the club’s record goalscorer to Stamford Bridge was confirmed on Thursday.Chelsea’s latest managerial search following Maurizio Sarri’s move to Juventus has seen a change of tack, with sentiment backed over a stellar coaching CV.In response to Sarri’s sour relationship with the Chelsea support, Roman Abramovich has turned to a fans’ favourite to ease the Londoners through what could be a difficult season of transition.That decision is a risky one for both. Lampard lacks experience and could see his burgeoning reputation as a coach burned at a club where no manager has lasted long under Abramovich.However, his appointment hints at a change of approach by the Blues.Lampard’s one campaign at Derby led the Rams to the brink of a return to the Premier League, only to fall short in the Championship play-off final against Aston Villa.But his season in England’s second tier showed a willingness and ability to develop young players, including some of Chelsea’s academy products, that made him a perfect fit for the current state of affairs at Stamford Bridge.– Midfield goal machine –As a player, Lampard joined Chelsea just before the wave of Abramovich investment swept the club into its most successful era.He scored an incredible 211 goals from midfield and won three Premier League titles, the Champions League and Europa League among a 13-trophy haul.Yet Chelsea are no longer the Premier League’s big spenders.Abramovich’s interest has wained since his UK visa was not renewed last year and even the riches of a Russian billionaire have been overtaken by Abu Dhabi’s backing of Manchester City.Indeed, it is unlikely Chelsea will be able to spend anything on new recruits this summer as they serve a two-window transfer ban.And their best player of recent times has also gone after Eden Hazard completed a 100-million euro ($114 million) move to Real Madrid. The transfer ban, coupled with the loss of Hazard, should temper expectations and presents an opportunity for the kind of culture change the club’s hierarchy have wanted for some time.John Terry, who made his debut in 1998, remains the last Chelsea academy graduate to become a first team regular.Lampard used his Chelsea contacts to take Fikayo Tomori and Mason Mount on loan at Derby last season where both excelled.Other returning loanees such as Tammy Abraham and Reece James are also expected to get their chance as Chelsea plug the gaps in their squad.“The transfer ban is probably not what the club wanted but for us it is exciting,” said Abraham when playing for England at the recent European under-21 championship.“There will never be a better time to play the youngsters. This year is the most important year for us. It is now or never.”Should Chelsea’s youth finally be given a chance, 19-year-old England international Callum Hudson-Odoi might also be more likely to extend his contract beyond 2020, despite interest from Bayern Munich.Lampard’s assistant, Jody Morris, also has extensive knowledge of the Chelsea youth system, having been a key figure at the club’s academy prior to joining Lampard at Derby last summer.Petr Cech, another familiar face of Chelsea’s rise under Abramovich, has been appointed the new technical and performance advisor.Chelsea described one of the former goalkeeper’s primary tasks as to “facilitate strong links between our men’s and academy teams.”However, the history of Abramovich’s time in charge suggests patience is not one of his virtues.Chelsea finished 26 points behind City last season and only stumbled into the top four thanks to the faltering form of Tottenham, Arsenal and Manchester United.Without Hazard, Lampard and a young squad will need time to rebuild. Whether Abramovich will for once be happy to forgo instant success for a longer term approach remains to be seen.Share on: WhatsApp
Facebook11Tweet0Pin0Submitted by South Sound Estuary AssociationThe Estuarium, based in downtown Olympia, is recruiting volunteers for our 2017 Meet the Beach program. Meet the Beach provides natural interpretation to the general public and to K-12 groups at local beaches during summer low tide days. We are looking for volunteers who love the beach as much as we do and who want to inspire the community to explore and discover Puget Sound’s intertidal life and habitats.Starting in April, we will be providing six training sessions, free of charge. No existing knowledge or experience is required. We will teach volunteers everything they need to know. As part of this program, new volunteers will need to submit a background check. Volunteers are encouraged to contribute at least 15 hours of service during the season and become an Estuarium member.The South Sound Estuary Association is recruiting naturalists for the Meet the Beach program. Photo courtesy: South Sound Estuary Association.The Meet the Beach volunteer training is led by professional scientists and experts. The 2017 classroom and beach training dates are:Thursday, April 13, 6:00 PM- 9:00 PMThursday, April 20, 6:00 PM- 9:00 PMSunday, April 30, 2:00 PM- 5:00 PM at Tolmie BeachThursday, May 4, 6:00 PM- 9:00 PMThursday, May 11, 6:00 PM- 9:00 PMSaturday, May 13, 12:30 PM- 3:30 PM at Burfoot BeachVolunteers can apply for the Meet the Beach Program by filling out an online application at https://www.volgistics.com/ex/portal.dll/ap?ap=1682072780 or contacting Susan Shelton at [email protected] more information about Meet the Beach, visit our website or contact Susan Shelton at [email protected] Sound Estuary Association’s (SSEA’s) mission is to foster learning opportunities that inspire people of all ages to connect with, protect, and enjoy the unique estuary environment of south Puget Sound. Our motto is to “Explore · Connect · Inspire!” Our programs include: Estuarium; Meet the Beach; K-12 Education; Pier Peer; and Connecting the Community. We create opportunities for the public to learn about estuaries, geology, natural and cultural history, marine life, and human impact on the Puget Sound.
Contributed by Cliff Moore |Keansburg has more to celebrate this year than its Centennial. There are over 50 new events planned to take place this year on the beach. The events include festivals, bull riding rodeos, free movies and concerts, beer gardens, food truck events, fireworks, and much more. Gratitude Migration is returning for its third year with an anticipated 3,500 attendees camping on the beach in a three-day festival in July. The NY/NJ Baykeeper will be offering free kayak rides on the Bay in August. Keansburg’s free beach was rebuilt since Sandy and the low waves from the Bay make it perfect for young families. Our Centennial Weekend in October will be three days of concerts, a parade, carnivals, a petting zoo, beer gardens, fireworks and many family-oriented activities throughout the town. Public transportation makes getting to the beach, amusement and water parks inexpensive and convenient.The newly formed Keansburg Business Alliance has reenergized the commercial growth with new restaurants, as well as a Muay Thai Gym and Wrestling Club.The Raritan Bay Brewery will be opening in the Fall of 2017 and the Pier 260 Restaurant is starting construction this month and scheduled to open by the summer of 2018. This $3 million project is a three-story restaurant and roof top bar that will have panoramic views of the Bay and New York skyline. There is currently over $70 million in projects under construction with $50 million on the drawing board. The Borough Council is also providing tax abatements and/or exemptions for the construction of commercial or industrial structures for five years.On July 5, 2016, The New York Post reported “Keansburg, NJ is the No. 1 Bargain Beach Town in the country, according to a report by RealtyTrac.” DrSketchy Asbury Park is spearheading the Keansburg Mural Project where six unique artists will be adding art and beauty by way of murals to Keansburg. The town has passed ordinances for more strict code enforcement to help improve and stimulate visual improvement to some of the Super Storm Sandy-affected areas still recovering.We are open for business and invite you to visit our town and see for yourself the tremendous opportunities and potential offered by our community. See why our once troubled community is becoming the best-kept secret and newest gem in the Bayshore. Subscribe to our blog, TheKeansburgConnection.com for more information, updates and opportunities.Cliff MooreKeansburg Economic Community Development CoordinatorThis Commentary was first published in the May 11-18, 2017 print edition of The Two River Times.
Norberto Arroyo, Jr.9818141418%47%$763,758 Tyler Baze9718101319%42%$745,155 ESPINOZA PONDERS WHAT MIGHT HAVE BEENVictor Espinoza was back on the beat at Santa Anita Sunday morning after having the chance to sleep on California Chrome’s harrowing half-length defeat by Arrogate in the Classic. Immediately after the race, while still astride California Chrome, he told an on-track interviewer that perhaps he should have moved sooner on America’s Horse.Sunday morning, he had second thoughts.“When you lose, you think too much, going over in your mind what you might have done differently,” he said. “I could have done that, I could have done this, but at the end of the day, if I moved early, I still might have lost. Then I’m thinking, no, maybe I should have waited longer.“It’s one of those things; Chrome ran a big race. You can’t think too much about the fact that he got beat.“The crowd was awesome, all the Chromies were here to see him and support him. The most important thing is he came out of the race safe and sound and we’ll go for the next one.”Noted 84-year-old Hall of Fame trainer Ron McAnally on Espinoza’s post-race interview: “It was the only time I ever saw Victor not smiling.”All in all, however, Espinoza took it in stride, and perhaps channeled his “inner Yogi Berra,” saying, “When you lose, you can’t win.” Joseph Talamo60910315%37%$394,075 Jerry Hollendorfer535769%34%$681,500 SANTA ANITA STATISTICS Gary Stevens3756914%54%$1,587,990 Rafael Bejarano11221261319%54%$1,449,008 Mark Glatt35761020%66%$325,261 Eddie Truman1441329%57%$107,675 Peter Eurton2342317%39%$251,049 William Spawr1553133%60%$134,358 MEMORABLE BREEDERS’ CUP AT SANTA ANITAAnd so it came to pass that in the 77th year of racing at the storied venue known as Santa Anita Park, on the occasion of the 33rd Breeders’ Cup World Championships occurring for an unprecedented ninth time at The Great Race Place, there was a Race for the Ages, not once, but twice.Friday, Nov. 4, 4:42 p.m.: Beholder and Songbird, together champions four times over, waged a stretch-long battle that at the end of nine furlongs was separated by a scant nose, the photo finish picture making it appear even slimmer than it did live, with the six-year-old and three-time Eclipse Award winner Beholder under 53-year-old Gary Stevens handing the two-year-old female champion of 2015 Songbird her first defeat after 11 straight dominating victories under 51-year-old Mike Smith.Saturday, Nov. 5, 5:45 p.m.: the reigning alpha male, California Chrome, and Arrogate, the “Now Horse,” in a deep-stretch dogfight won by Arrogate, who was a half-length in front after a mile and a quarter in the $6 million Classic. (Arrogate earned a Beyer Speed figure of 120, while Chrome got a career-high 119).Arrogate and Songbird have their futures ahead of them. They will race again next year. For Beholder and Chrome, their future is their past. The breeding farm awaits both.This was racing. This was the Breeders’ Cup. This was Santa Anita. This was the Sport of Kings. This was Doc Strub, Shoemaker, Longden, Arcaro and George Woolf. It was Whittingham, McAnally, Lukas, Frankel and Farrell Jones.It was Seabiscuit, Round Table, Affirmed and Spectacular Bid. It was John Henry, Best Pal, Winning Colors and Swaps.It was the joy of victory for Arrogate’s trainer Bob Baffert after the Classic, and the agony of defeat for Chrome’s trainer Art Sherman.Baffert, winning his third straight Breeders’ Cup Classic, was magnanimous in victory, crediting Chrome and his multitude of fanatics for attracting a crowd of 72,811 to Santa Anita on Saturday, the highest single-day attendance for a Breeders’ Cup since the event switched to a two-day format.He was right, of course. Chrome was the magnet, the headliner, the marquee performer, the horse that packed the house.But it was the Distaff and the Classic that lived up to pre-race billing and beyond. For Beholder in victory and California Chrome in defeat, their stature will only grow.As Tolkien wrote in Lord of the Rings, “History became legend. Legend became myth.” JockeyMts1st2nd3rdWin%ITM%Money Won Martin Pedroza78105313%23%$327,384 Kent Desormeaux761981425%54%$833,135 Peter Miller691611623%48%$571,300 Tiago Pereira7189111%25%$348,505 (Current Through Friday, Nov. 4) Carla Gaines1741224%41%$235,770 Mike Smith2756419%56%$1,346,205 Robert Hess, Jr.2042420%50%$141,755 BREEDERS’ CUP NO. 33 IS ONE FOR THE AGESESPINOZA PONDERS WHAT MIGHT HAVE BEENCONGRATULATIONS TO PAPA JOE TALAMO TrainerMts1st2nd3rdWin%ITM%Money Won Fernando Perez561131020%43%$315,800 Mario Gutierrez5156910%39%$488,055 Jeff Mullins1540327%47%$126,290 Flavien Prat10016171516%48%$1,359,148 Gary Sherlock1752129%47%$142,590 Mike Puype2741115%22%$135,960 BREEDERS’ CUPLETS:Richard Mandella said Beholder came out of Friday’s memorable Distaff triumph fine, “she’ll have a few days to settle down, then we’ll send her to the farm (of owner B. Wayne Hughes) in Kentucky.”Asked if he had a time agenda, Mandella, hoping to savor every last minute with his thrice champion mare, said, “I’ll take all the time I can. I’ll be like the guy in prison waiting for the Governor to call with a reprieve.”Jerry Hollendorfer reported that Songbird, who suffered her first defeat by an excruciating nose to Beholder in the Distaff, “will get a little break now. She’ll go to Kentucky at WinStar for 30 to 45 days, then come back and get ready for next year.”David Hofmans, back on the beat Sunday morning with assistant and nephew Brent Fabbri and son Grant Hofmans, visiting from Kentucky, said Melatonin came out of his fifth-place finish in the Classic “good, but very tired,” after his first race in more than four months. “He had a good mile in him and that was about it.“He ran hard, tried, but couldn’t catch those monsters (Arrogate and California Chrome, who were 10 ¾ lengths in front of third-place Keen Ice in the mile and a quarter Classic). Now I have two horses to duck. Melatonin will have a little teeny breather but we’ll stay here and run at Santa Anita for the Winter Meet.”Addressing the blockbuster Breeders’ Cup spectacular which attracted 118,574 fans on track over the two days, Hofmans said, “I thought it was terrific, great days, great venue, Santa Anita did a really good job. I thought the fans were terrific. The whole thing was great.”Martin Garcia and his agent, Tony Matos, endured a frustratingly disappointing meet with only one win from 46 rides through 22 days, thanks in large part to a separation mandate meted out for several months by Bob Baffert.The drought ended with a bang Saturday when Garcia guided Baffert trainee Drefong to a 1 ¼-length victory over favored Masochistic in the $1.5 million TwinSpires Breeders’ Cup Sprint. Garcia’s other win this meet also was for Baffert, aboard Air Pocket, who was dropping from a maiden allowance race into a $25,000 claimer on Oct.20, returning $4.20 as the favorite.“We’re very grateful to Bob for letting us back in his barn,” an appreciative Matos said. “Hopefully, it will last forever.”Gary Stevens was not a happy camper after being fined $500 by California Horse Racing Board stewards for not honoring his 10th race commitment Friday on Mr. Roary. The Hall of Fame rider was fulfilling a prior obligation, that of holding a Breeders’ Cup media conference following his Distaff victory on Beholder in the previous race.In the nine Breeders’ Cup races run yesterday, only one American-born jockey won, Mike Smith aboard Finest City in the Filly & Mare Sprint and on Arrogate in the Classic.Smith extended his lead for all-time Breeders’ Cup victories to 25 with three wins over the weekend. His mounts earned $5,345,345 elevating his record total to $34,280,605, more than $11 million over his closest pursuer, John Velazquez.Smith also won his third Bill Shoemaker Award presented to the most outstanding jockey in the Breeders’ Cup Championships. He previously won in 2012 and 2013, also at Santa Anita.There were six winning Pick 6 tickets Saturday, each worth $292,423.20, thanks to a two-day carryover of $511,261 and an influx of $4,053,425 in fresh money on Saturday. Philip D’Amato5392517%30%$499,355 Jamie Theriot615258%20%$223,869 Victor Espinoza4168415%44%$887,895 FINISH LINES: Joe Talamo took off his scheduled mounts today to spend time at Huntington Memorial Hospital with his wife, Elizabeth, who gave birth to a son, Vincent James, at 10:20 Sunday morning. The bouncing baby boy weighed in at seven pounds, seven ounces and was 20 inches long . . . Today’s fourth race is named the Happy Trails Junior Hungerford in honor of Hungerford retiring after 42 years on the starting gate crew . . . Rafael Bejarano has been suspended three racing days (Nov. 13, 17 and 18) for causing interference on Kona Dream in the first race on Oct. 30 . . . Former trainer Paco Gonzalez was a visitor during Breeders’ Cup weekend.PHOTO COURTESY OF BREEDERS’ CUP / ECLIPSE SPORTSWIRE Doug O’Neill9015121717%49%$830,581 Richard Baltas671212718%46%$673,165 Bob Baffert38128432%63%$1,038,880